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Mortgage affordability calculator
This calculator estimates how much a lender might let you borrow, based on your income, deposit and monthly commitments. It is a guide, not a lending decision.
Mortgage Affordability Calculator
Get an estimate of how much you might be able to borrow based on your income and commitments
Loans, credit cards, car finance, etc.
Important Note:
This calculator provides an estimate only. Actual borrowing amounts depend on lender criteria, affordability assessments, credit history, and other factors. Speak to a mortgage adviser for personalised advice based on your circumstances.
This is an estimate only and not a lending decision. Each lender uses its own criteria, so what you could actually borrow may be different. An adviser can check your numbers against the lenders that suit your situation.
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Your home may be repossessed if you do not keep up repayments on your mortgage. The information on this page is general and is not personal advice. mortgageadviceuk.com is an independent marketing website which acts solely as an introducer to companies who provide mortgage advice.